Privacy Policy
Welcome to the website of Fisco Factoring (hereinafter referred to as the “Website”).
Data protection is a top priority for Fisco Factoring (referred to as “we” or “us”).
This Privacy Policy informs users of this website about the nature, scope, and purpose of collecting and using personal data by the website operator.
We take your privacy seriously and handle your personal data with the utmost confidentiality and in accordance with legal regulations.
Due to new technologies and the ongoing development of this website, changes to this Privacy Policy may be made. Therefore, we recommend reviewing our Privacy Policy periodically.
Information regarding other specific data processing activities carried out by us and all affiliated companies in Germany (e.g., if you provide us with a business card or we collect your data from publicly accessible sources) can be found in the privacy notices for selected processing activities.
Additional privacy information for specific countries and/or regions where Fisco Factoring operates is also available. For more information on privacy in a specific country or region, please refer to the list of local privacy policies below.
Information about the responsibilities for the website can be found in our Impressum (legal notice).
datenschutz(at)fiscofactoring.com
We collect and process the following personal data for the purposes and legal bases mentioned:
1. Handling of personal data
2. Use and visit of our website
3. Use of cookies
4. External services and content on our website
5. Access to your data by and transfer to third parties
6. Data retention period
7. Security of your data
8. Your rights
9. Contact
A. Handling of Personal Data
Below, we inform you about our handling of personal data when using this website. Unless otherwise specified, the legal basis for processing your personal data arises from the necessity of handling it for providing the functionalities you requested on this website (Article 6(1)(b) GDPR).
1. Definitions
The terms “personal data” or “data” refer to all information related to an identified or identifiable natural person. A “data subject” is an identified or identifiable natural person, such as yourself.
“Controller” refers to the natural or legal person, authority, office, or any other body that alone or jointly with others determines the purposes and means of processing personal data.
“Processing” or “to process” refers to any operation or set of operations performed on personal data, such as collection, recording, organization, structuring, storage, modification, or any other use of data.
“Processor” refers to a natural or legal person, authority, office, or any other body that processes personal data on behalf of the controller.
Other terms used in this privacy policy follow the definitions provided in Article 4 of the General Data Protection Regulation (GDPR). For additional and deviating requirements according to the applicable local laws, see Section 7 of this Privacy Policy.
2. Use and Visit of Our Website
2.1 Visit of Our Website
When you visit our website, your browser automatically transmits certain data to our web server in order to provide the information you requested.
To allow access to our website, the following data is collected and temporarily stored in a log file:
• IP address
• Date and time of your visit
• Time zone difference to Greenwich Mean Time (GMT)
• Requested content (specific page)
• Operating system and access status / HTTP status code
• Website from which you accessed our site (referrer URL)
• Transferred data volume
• Browser, language, and version of browser software
We process this data to ensure the correct display, usage, stability, and security of our website. The temporary storage of this data serves to protect our legitimate interests, in case of unauthorized access or attempted access to our servers (Article 6(1)(f) GDPR).
2.2 Contacting Us via the Contact Form
If you have questions about our products or other matters, you can contact us via the contact form (link at the top right). In this context, we process your personal data, such as:
• First and last name
• Contact details (including phone number, email address)
• Company information (details about your company and position)
We process your data either to carry out pre-contractual steps (Article 6(1)(b) GDPR) or based on our legitimate interest in answering your inquiry (Article 6(1)(f) GDPR).
2.3 Contact via Email
For inquiries about our products or other matters, you can also contact us by email. In this case, we process your data, including your email address, recipient address, IP address, email program, date and time of your email, content of your email, and any information you provide, in order to respond to your inquiry.
This data processing is either necessary for pre-contractual steps (Article 6(1)(b) GDPR) or based on our legitimate interest in answering your inquiry (Article 6(1)(f) GDPR).
2.4 Information and Advertising
You can provide us with your personal data both digitally via our website and at events via our contact card to receive information and advertisements about our products and services, as well as information about access to our digital platform for farm management via mail, phone, or email. Depending on your input, we process the following data:
• First name, last name, title
• Address
• Preferred contact details (phone number, mobile, email)
• Preferences regarding cultivated crops
• Your professional industry
We use the double-opt-in procedure for sending information and advertisements. This means we will only send you information and advertisements by email after you confirm your email address through a link we send to you.
The collection of the above personal data is for the purpose of sending you targeted information and advertisements. The legal basis for processing your data is your consent (Article 6(1)(a) GDPR).
To provide the information and advertisements, we use the service provider Salesforce. Data is transferred to Salesforce (Salesforce.com Germany GmbH) for creating mailing lists and targeting recipients for specific information and advertisements. We have a data processing agreement with Salesforce, and your data may be processed in the USA based on standard contractual clauses (Article 46(2)(c) GDPR).
3. Use of Cookies
3.1 What Are Cookies?
We use cookies on our website. These are small text files stored on your computer or other devices like smartphones or tablets. Cookies store certain information (e.g., your preferred language or page settings), which can be sent back to us by your browser on your next visit to the website.
Cookies help us design our website to meet user needs and to optimize it. We also analyze how you use our website to improve it and better match your interests.
3.2 What Cookies Do We Use?
We use so-called technical cookies—essential cookies, without which the functionality of our website would be limited—and optional cookies for website analysis and marketing purposes.
Session cookies, for example, show us if you have already visited certain pages of our website. These cookies are automatically deleted when you leave the website.
We also use temporary cookies that are temporarily stored on your computer or other devices. These cookies show us what data you entered during a previous visit and what settings you selected, so you don’t need to do it again.
We also use tracking cookies to statistically record the usage of our website and optimize it.
The use of cookies may involve the processing of your personal data, including your IP address and information about how you interact with our website. The legal basis for processing this data is our legitimate interest in fulfilling the above-mentioned purposes (Article 6(1)(f) GDPR) and/or, where required by law, your consent (Article 6(1)(a) GDPR).
3.3 Your Consent
We base the processing of personal data through Usercentrics on Article 6(1)(f) GDPR, which allows the processing of personal data within the “legitimate interest” of the controller, provided that your fundamental rights, freedoms, or interests do not override. Our legitimate interest is analyzing the usage of our website.
The data provided and used is anonymized as quickly as possible. However, the data may also be stored outside Germany or the European Union.
You can prevent the transmission of such data by adjusting your browser settings or through apps and operating systems. However, this may cause issues with the display, operation, or functionality of the services or content provided.
4. External Services and Content on Our Website
We integrate external services or content on our website. When you use such services or view content from third parties, communication data is exchanged between you and the respective provider.
Additionally, the provider may process your personal data for their own purposes. We configure third-party services to prevent communication for purposes other than displaying the content or services on our website unless you actively choose to use the service. However, we cannot influence how third parties collect and process data.
5. Access to Your Data by and Transfer to Third Parties
The staff of Fisco Factoring and its subsidiaries have access to your data.
We also use third parties to process data on our behalf (data processors). In these cases, their contractual relationships with us are subject to data protection laws.
We will only share your data with third parties as required by law or with your prior consent.
6. Data Retention Period
We store personal data only until the purpose for which it was initially collected and authorized is fulfilled. Data will not be deleted if it is required to comply with legal retention obligations.
7. Security of Your Data
We take appropriate technical and organizational measures to protect your personal data in accordance with Article 32 GDPR. These measures are continually updated to ensure your personal data is protected from loss, manipulation, destruction, and unauthorized access.
B. Your Rights
You have the following rights under applicable data protection laws:
• The right to access and review your data (Article 15 GDPR)
• The right to correct and complete your personal data (Article 16 GDPR)
• The right to deletion (Article 17 GDPR) or restriction of processing (Article 18 GDPR)
• The right to object to processing (Article 21 GDPR)
• The right to data portability (Article 20 GDPR)
• The right to withdraw consent (Article 7(3) GDPR)
To exercise your rights, you can contact us by email at datenschutz@fiscofactoring.com.